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Credit Cards

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Classic Classic

No Frills - secured option available

2.99% APR* for the first 12 billing cycles

No annual fee

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Passport Platinum Passport Platinum

Discounts on dining, entertainment, travel, shopping, home maintenance and more.

2.99% APR* for the first 12 billing cycles

$15 annual fee

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Journey Gold Journey Gold

Earn 1 bonus point for every $1 spent. Points redeemable for airline travel, merchandise, gift cards and more.

2.99% APR* for the first 12 billing cycles

No annual fee

BALANCE TRANSFER PROMOTION

Transfer your credit card balance to Verity before February 28, 2017 and take advantage of two incentives:

  • Cash back: Transfer $2,500 - $4,999 and receive $50; transfer $5,000 or more and receive $100.
  • Choose your rate: 2.99% APR* for the first 12 billing cycles OR 5.99% APR* for the life of the balance transferred.

And there are no transfer fees! Promotion is available to new and existing cardholders -- applications for new cards must be received by February 28, 2017 to be eligible. Apply today to take advantage of this opportunity.

Already have a Verity credit card? Just fill out the balance transfer form and return it to us.


Check out our current rates.

For more information, read our Credit Card Agreement and Credit Card Rates and Related Disclosures.

Visa now offers Visa Purchase Alerts to help you track your transactions and know when someone uses your card without your permission. Read our FAQ to learn more. You can sign up for Visa Purchase Alerts at visa.com/purchasealerts.

Balance Annual Percentage Rate
Classic 7.24% - 17.24%*
Platinum Passport 8.99% - 18.99%*
Journey Gold 9.74% - 19.74%*

*Rates current as of 1/1/17 and will vary with market based Prime Rate. Introductory 2.99% Annual Percentage Rate (APR) is for the first 12 billing cycles. Special rate of 5.99% APR applies only to transferred balance until paid in full. Your APR after introductory period and for purchases outside of promotional rate will be determined with Verity’s loan policy and your credit profile. Cash back is limited to balance transfer only. To be eligible for the balance transfer promotion, new card applications and balance transfer requests must be received by February 28, 2017. Existing cardholders must request the balance transfer by February 28, 2017 to be eligible for the promotion. Limited duration balance transfers will be subject to the APR for purchases after the expiration of any promotional APR offered, unless you are otherwise notified. For complete details, view our current fee schedule or read our Credit Card Agreement and Credit Card Rates and Related Disclosures document. Register your card with Verified by Visa for more secure shopping.