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Check out our current rates.

For more information, read our Credit Card Agreement and Credit Card Rates and Related Disclosures.

Visa offers Visa Purchase Alerts to help you track your transactions and know when someone uses your card without your permission. Read our FAQ to learn more. You can sign up for Visa Purchase Alerts at

Product Annual Percentage Rate
Classic 6.99% - 16.99%*
Platinum Passport 8.74% - 18.74%*
Journey Rewards 9.49% - 19.49%*

*Rates current as of 3/25/20 and will vary with market based Prime Rate. Introductory 2.99% Annual Percentage Rate (APR) is for the first 12 billing cycles. Your APR will be determined in accordance with Verity's loan policy and your credit profile. The current ranges are set forth above. For complete details, view our current fee schedule or read our Credit Card Agreement and Credit Card Rates and Related Disclosures document.