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Business Credit Cards

Increase your spending power with a Visa® credit card from Verity.

You get rewards on your personal credit card, so why shouldn’t your business earn rewards on its credit card, too? Our Visa Business Signature Rewards card has all the security and convenience you need, including tap-to-pay technology and card control features. And when you earn 1.5 points per dollar spent, you can proactively save for your business while paying business expenses.

Features of our Visa Business Signature Rewards card: 

  • No annual fee 
  • 0% APR* introductory rate for the first 12 billing cycles 
  • 0% APR balance transfer for 12 months, with 3% fee** 
  • Tap to pay technology 
  • Earn 1.5 points per dollar spent and redeem for Signature Rewards 
  • Digital card controls via Digital Banking  or the credit card mobile app (available for Apple and Android devices) 
  • Accepted worldwide with no foreign transaction fees 
  • Credit Limits starting at $5,000—split your business’ credit limit across multiple cards for employee use 

Check out our current rates. For complete details, please read our Business Credit Card Agreement


Ready to apply?


Local decisions

When you get a business loan with Verity, you work with our dedicated Business Services team in Seattle.  

That means you get personalized service from people who know and understand what businesses face in the Puget Sound region.

John Benner

Although John grew up in Eastern Washington, he knows the Seattle business industry well. In fact, he’s been working in business development and lending in the Puget Sound banking industry since 2012. He is an alumni of Gonzaga University and has only missed two of their basketball games in six years. John joined Verity in 2018 and works with area businesses to take care of their lending needs. One of John's specialties is working with business groups and chambers throughout the area, including the Real Estate Associates of the Puget Sound. When John's not working or visiting the east side of the state, he gives back to his community by volunteering with local organizations, such as the Big Brother Big Sister Program of Seattle and the Ballard Boys and Girls Club. In his spare time you'll find him outside--hiking, biking, hunting, fishing, snowboarding, rafting or just spending time with family and friends.

Nick Rederick

Nick grew up in North Central Washington. He graduated from Eastern Washington University (Nick says its also known as the "Harvard of the West Coast") with a degree in Marketing and Human Resource Management. After graduating college, he moved to the west side of the state where took a job as a credit manager for big bank in 2002.  He has been working in banking ever since, making stops at big box banks, regional banks, community banks and credit unions along the way. Nick's financial experience includes mortgage lending, bank management, commercial lending and business development. He joined the Business Services team at Verity Credit Union in January of 2020 as the Business Services Development Officer. When he's not solving business needs for our members and prospective members, Nick volunteers on the board of Communities in School Tacoma and at Saint Patrick's Catholic School. On his days off you'll often find him hanging with his family or cheering for the Seahawks or EWU football.

  • Signature Rewards program

    Earn 1.5 points for every dollar spent with your Visa Business Signature Rewards credit card. Redeem your points for a variety of rewards, including: 

    • Cash back 
    • Gift cards 
    • Airfare 
    • And more! 

    To redeem points, access your credit card account via the card management website or app. Rewards points will post to your account at the end of each month and can be redeemed at your convenience. 

    Bonus point offer:

    Open a new Visa Business Signature Rewards card and spend $1,000 in the first 90 days and earn an extra 10,000 points.  

    Contact Business Team

Work with a partner who understands and cares

When it’s time to borrow money to grow or manage your business, it’s critical that you choose a banking partner that shares your values, understands your business and what’s important to you, and is willing to work with you through all the unique cycles of your industry. 

Verity believes in banking for good, and we know that small businesses are vital to a strong and vibrant community.  Our members’ deposits are used to reinvest in the community through loans to members and businesses. You won’t find us lending for things like oil fracking or private prisons. Verity’s values are held firmly in mind as we support small and mid-sized businesses that contribute to the local economy and help to build strong communities. 

Credit cards available to Verity Credit Union members only. If not existing member at time of applying, applicant will be required to establish Prime Share savings or business membership account as part of credit card opening. $5 membership fee is required to join Verity. 
*Rates current as of 03/24/23 and will vary with market-based Prime Rate. Introductory 0% Annual Percentage Rate (APR) is for the first 12 billing cycles. Rate range 15.49 % - 19.49 % APR.
**0% Annual Percentage Rate (APR) on transferred balances for the first 12 billing cycles after the balance transfer is completed. Balance transfers carry a fee equal to 3% of the transferred balance amount. Your APR after introductory period and for purchases outside of promotional rate will be determined in accordance with Verity’s loan policy and your credit profile. For complete details, read our Business Credit Card Agreement  and Credit Card Rates and Related Disclosures. 

Ready to let Verity help with your business?

Contact Business Services