Savings Accounts

All Verity members automatically have a Prime Share savings account, as this is what makes you a member-owner of the credit union. You can use your Prime Share account for all of your saving needs, or you can open additional savings accounts to create different funds or organize your finances. 

If you’re looking to grow your savings even faster, Verity also offers Max My Savings—a high-yield option that earns up to 4.00% APY* on balances up to $50,000. To open Max My Savings, you’ll need to have a Verity Cash Back or Double Cash Back Checking account. With no minimum deposit and no monthly fees, it’s an easy way to boost your savings while keeping your money close to home.

Benefits of savings accounts at Verity

• Interest to help your money grow while you save it
• No limit to the number of savings accounts you can have
• Your money is available at any time
• You can easily open additional accounts through Digital Banking 

Check out our current rates.

With a Certificate of Deposit (CD), you can easily let your money grow in the background, guaranteeing you a return on your initial deposit as long as the money remains in the account.

CDs usually have higher interest rates than savings accounts, letting your money grow faster. Even though your money is committed for a set term, you can still withdraw your funds in the case of an emergency, although you incur a penalty of some accrued interest.

For more details about CDs, read our Certificate Truth in Savings and check out our current rates. There is no minimum opening deposit required to open a certificate. 

Certificate accounts available to Verity Credit Union members only.

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^{*Fees may reduce earnings. Early withdrawal penalty of 180 days interest applies. Account approval, qualifications, limits, enrollments and other requirements may apply. For full details, view the Certificate Truth in Savings Disclosure.}

If you’re looking to grow your money more quickly than a standard savings account, but still want to be able to easily access your funds, then a Money Market account may be just right for you.

With higher interest rates for large balances, Money Market accounts can be a great alternative to the stock market, especially if you’re already retired or nearing retirement.

Verity Money Market accounts require a minimum deposit of $1,000.

Check out our current rates.

Retirement may seem like a lifetime away, but it’s never too early to invest in your future. Our individual retirement accounts (IRAs) make it easy to get started. Tax advantages* ensure you see as much of your paycheck as possible. Earn extra cash effortlessly with interest rates above standard savings.

Account features: 

• $50 minimum deposit to open Share IRA
• $1,000 minimum deposit to open Certificate IRA
• Traditional or Roth IRAs available
• Education IRAs available
• Federally insured by NCUA

Contact us to open an IRA. Check out our current rates.

Looking to open an IRA with a financial planner? Connect with our partner, CUSO Financial Services, L.P.

^{*Consult a tax adviser.}