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Savings Accounts

Whether you’re saving for a specific goal, or just saving for a rainy day, there are a variety of accounts that can help you reach your goal

Depending on your balances, goals, and what you plan to use the funds for, some savings account options make more sense than others. No matter which savings account you choose, you can rest assured knowing your funds are insured. 

Accounts to help you save:


You have a choice in where you bank

Verity is a local credit union that believes in socially responsible banking. We’re part of a movement working to create stronger, healthier, more sustainable communities because we believe a financial institution can do good. When you bank with Verity, your money helps make positive impacts in our vibrant communities. Rather than investing in Wall Street, about 90% of our deposits are used to invest in the local economy and members through loans, whether it’s a loan for an eco-friendly car or adding a tiny home to your backyard. 

Why Verity?
  • Savings Accounts

    All Verity members automatically have a Prime Share savings account, as this is what makes you a member-owner of the credit union. You can use your Prime Share account for all of your saving needs, or you can open additional savings accounts to create different funds or organize your finances. 

    Benefits of savings accounts at Verity

    • Interest to help your money grow while you save it 
    • No limit to the number of savings accounts you can have 
    • Your money is available at any time 
    • You can easily open additional accounts through Digital Banking 

    Check out our current rates.

    Open Now
  • Certificates of Deposit

    With a Certificate of Deposit (CD), you can easily let your money grow in the background, guaranteeing you a return on your initial deposit as long as the money remains in the account and the minimum certificate balance is maintained.

    CDs usually have higher interest rates than savings accounts, letting your money grow faster. Even though your money is committed for a set term, you can still withdraw your funds in the case of an emergency, although you incur a penalty of some accrued interest.

    *For a limited time, we are offering a CD Special for 13 months. Visit our current rates for more information.*

    For more details about CDs, read our Certificate Truth in Savings and check out our current rates.

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    *Fees may reduce earnings. Early withdrawal penalty of 180 days interest applies. Account approval, qualifications, limits, enrollments and other requirements may apply. For full details, view the Certificate Truth in Savings Disclosure.

  • Money Market Accounts

    If you’re looking to grow your money more quickly than a standard savings account, but still want to be able to easily access your funds, then a Money Market account may be just right for you.

    With higher interest rates for large balances, Money Market accounts can be a great alternative to the stock market, especially if you’re already retired or nearing retirement.

    Verity Money Market accounts require a minimum deposit of $1,000.

    Check out our current rates.

    Open Now
  • Individual Retirement Accounts

    Retirement may seem like a lifetime away, but it’s never too early to invest in your future. Our individual retirement accounts (IRAs) make it easy to get started. Tax advantages* ensure you see as much of your paycheck as possible. Earn extra cash effortlessly with interest rates above standard savings.

    Account features: 

    • $50 minimum deposit to open Share IRA
    • $1,000 minimum deposit to open Certificate IRA
    • Traditional or Roth IRAs available
    • Education IRAs available
    • Federally insured by NCUA

    Contact us to open an IRA. Check out our current rates.

    Looking to open an IRA with a financial planner? Connect with our partner, CUSO Financial Services, L.P.

    *Consult a tax adviser.

Banking for good

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