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Leadership At Verity

We exist for, and are owned by, our members

Our leadership structure reflects our ownership structure in that we are led by a board of directors comprised entirely of Verity members. This group provides strategic guidance to our executive team. Learn more about our leadership team below.

Board of Directors 

The board of directors is composed of nine Verity members. They volunteer their time to meet regularly, discuss strategy and make decisions for the good of the credit union. Board members are elected each year at the Annual Meeting.

Evan Gay, Chair

Evan has been a board volunteer since 2017 as an associate and director. Evan has a master’s degree in organizational leadership from Gonzaga University, a master’s certificate in Business Analytics from Villanova University, and a bachelor’s degree in sociology and business HR from Pacific Lutheran University. He currently works for Boeing as a Business Operations Manager in production engineering. Evan also coaches youth sports and volunteers with SmileTrain Team EMPOWER.

Nancy Woodland, Vice Chair

Nancy Woodland has been a Verity member since 2018 and joined the Board in 2019. She has served on the Verity Experience Committee and currently chairs the Nominations Committee and the adhoc Diversity, Equity and Inclusion Committee. After serving 13 years as the Executive Director of local nonprofit, WestSide Baby, Nancy launched a consulting firm in 2020. Ampersand Community works with nonprofits and others for transformation and excellence grounded in anti-racism. Nancy received her BA from Michigan State University and JD from Loyola University Chicago School of Law. She also serves as a board member for the National Diaper Bank Network and the King County Children and Youth Advisory Board.

Chris D'Abreau, Secretary

Chris D’Abreau is a Contract Specialist for King County Department of Public Health and is currently on a special assignment as a Project Manager. He has a BA from Western Washington University and a JD from Seattle University School of Law. Chris has been a Verity member since 2018. During that time he has served as a board associate, a board director, and since April 2020, chair of the Verity Finance Committee.

Eric Esteban

Eric Esteban has been a Verity member since 2017. He served as a board associate for one year and on the Supervisory Committee for two years. Eric has an MBA from Seattle University; and he has a BS in Industrial Engineering from Cal Poly San Luis Obispo. Eric is a product owner for a software delivery team in the IT Department at Costco Travel. Eric volunteers through Food Lifeline, Seattle International Film Festival, and the Forgotten Children’s Fund.

Nick Etscheid

Nick Etscheid has served as a Verity director since 2020, starting as a Board Associate in 2019. He chairs the Technology Committee and is a member of the Finance Committee. A Seattle native, he earned a bachelor’s degree in finance from the University of Washington and currently manages international real estate expansions at Amazon Web Services.

Zach Gose

Zach has been a member of Verity Credit Union since 2013. During that time, he has served as a board associate, a board member and, since September 2016, Board Chair. He earned a Bachelor of Arts in Media Study from the University at Buffalo, a Juris Doctorate from the University of La Verne and a Master in Business Administration from Seattle University. He is a Regional Manager at Thomson Reuters and oversees legal research education, marketing and sales for the Western United States.

Michael Grenetz

Michael Grenetz has been a board associate since 2017 and serves on the Experience and Governance committees. He has a BA in religious studies from Vassar College and currently works at Microsoft in Cybersecurity product marketing. Before moving into the technology sector, Michael spent most of his career working with nonprofits and conservation organizations, including Sierra Club and the Washington Toxics Coalition.

Pelin Muharremoglu

Pelin Muharremoglu is a finance professional, bringing to the Verity Board 10+ years of diverse experience from Fortune 100 financial institutions. She has an interest in socially responsible banking and ESG (Environmental, Social, Governance) investing and is currently teaching finance to undergraduate students. She holds an MBA from Columbia Business School and a master's degree in electrical engineering from Boston University.

Michelle Pham

Michelle Pham has served as a Verity board member since 2020 and previously served as a board associate. She chairs the Experience Committee and serves on the Finance, Nominations, and DEI committees. Michelle earned a BA in psychology and art history from the University of Washington and a JD from Seattle University School of Law. She is a partner at Seattle-based firm Helsell Fetterman LLP, and practices intellectual property law and commercial litigation. In her spare time, she coaches UW Law’s national mock trial team, serves as Chair of the Washington State Bar Association's Litigation Section, and enjoys cooking and traveling.

Board Associates

We also have a board associates program, which is a great introduction for future board members. Associates are able to participate on committees and sit in on board meetings without voting power. Contact Nancy Woodland, Nominations Committee Chair, to learn more.


Faduma Ahmed
Will Collins
Tom Holz
Alex Johnson
Chad Klemme
Wesley Nguyen

Supervisory Committee 

The supervisory committee is an independent governing entity that shares responsibility with the board of directors. It monitors Verity leadership to ensure the credit union is safeguarding financial assets and reporting financials as required. Supervisory Committee members are elected at the Annual Meeting.

You can contact the supervisory committee by email at or by mail: 

Supervisory Committee 
P.O. Box 75974 
Seattle, WA 98175 

Zhu Zhu Xiao, Chair

Zhu Zhu Xiao has been a Verity member since 2018. She currently serves as a member on the Supervisory Committee. Zhu Zhu is a Senior GIS Specialist for the Washington Surveying & Rating Bureau. She received her BS in Biology from the University of Washington.

Karen Hunt, Vice Chair

Karen Hunt has been a Verity member since 1974. She is a graduate of University of Washington with a BS in institutional administration. While Karen is technically retired from Holland America, she works full time each summer at the cruise ship terminal at Pier 91 in Seattle. Karen volunteers making quilts for Mary’s Place and Compass Center.

John Carpenter

John has been a member of Verity Credit Union since 1971. He has a Bachelor of Science in engineering science from the University of Notre Dame and attended graduate school in geodetic science at The Ohio State University. He served in the U.S. Navy, worked in land surveying, and had a career in nautical charting and geodetic surveying with the NOAA Commissioned Corps. He was elected to Verity’s board of directors from 1994-2012. In 2012, he was appointed to the Supervisory Committee and continues to serve in that capacity.

Vikash Chhagan

Vikash Chhagan has been a member of Verity Credit Union since 1997 and has been a board associate since 2019. He currently serves on the Supervisory and DEI committees. Vikash has served as a litigator, supervisor, and executive in the federal government since 1994.

Executive Team

Our executive team leads the daily operations of the credit union and follows strategic guidance passed down from the board of directors. Members of the executive team can be contacted directly using the link beneath each bio.

Tonita Webb, CEO

Tonita Webb was named the CEO of Verity Credit Union in early 2021, the first woman and the first Black American to be named CEO in the organization’s history. She continues to move Verity forward in socially responsible banking to create vibrant communities. Tonita brings a strong vision for harnessing financial tools, data and technology, with a passion for diversity, equity and inclusion, to enhance the lives of underserved members of the community.

Tonita came to Verity from Seattle Credit Union, where she spent the fifteen years both as Executive Vice President and Chief Operations Officer, and formerly, the Senior Vice President and Chief Administrative Officer.

As an Air Force veteran, an MBA and mother of four, Tonita leads by example and gives herself freely to her community work. She currently serves on boards for non-profits like Southeast Effective Development (SEED) and 21 Progress, as well as social enterprises like Pioneer Human Services. She is a champion of diversity and inclusion and is a frequent public speaker on the subject.

As important as her credentials are, Tonita learned empathy and compassion while being raised by her single mother in low-income housing projects in Virginia. Her mother’s work ethic has inspired her to lead, whether serving her country, her employers, or her members.

Jason Hirl, Chief Technology Officer

Jason comes to Verity with over 22 years of experience in the credit union industry. After starting as a teller in his first credit union, Jason quickly moved up the ranks with roles in accounting and software support. In his most recent role, Jason led the technology operations as the Vice President of IT at a Minneapolis credit union for the last 15 years. He believes that his technology team has a huge responsibility providing tools that are secure, available, and efficient, and meet the needs of Verity's membership and staff. 

Jason received his BA degree from the University of Northern Iowa, majoring in finance and minoring in mathematics. He is also a 2005 graduate of the Credit Union National Association (CUNA) Management School in Madison, WI. In his spare time, he enjoys golfing, boating, hiking and camping with his wife and two boys. 

Tina Narron, Chief Lending Officer

Tina joins Verity with a wealth of experience in the financial services industry. She started her career as a teller and has worked her way up through senior lending positions before ending up in executive leadership. In addition to managing all aspects of lending for billion-dollar loan portfolios, Tina has also helped lead organizational and cultural transformations at credit unions to improve member service. 

In her role as Chief Lending Officer, Tina believes that her team is essential to helping people achieve their dreams. As such, she is responsible for contributing to the development of loan products and services and equipping her lending team with the tools they need to be successful. 

In her spare time, Tina enjoys charity work, cooking and spending time with friends and family. She also enjoys traveling and visits a new destination every year. 

Brad Tanberg, Chief Financial Officer

Brad joined Verity in 2018 and brought with him decades of experience in the financial industry. He “caught the bug for credit unions” as a teenager when working as a teller at Olympia Credit Union. He loves being part of the credit union movement because he believes in one of the key philosophies: people helping people. Before coming to Verity, Brad was the CFO at TruWest Credit Union in Phoenix, Arizona. 

Brad is a “lifelong learner.” He has a post-baccalaureate degree in accounting from Arizona State University, a bachelor’s degree in finance from Western Washington University and is a graduate of Western CUNA Management School. 

In his free time, Brad enjoys spending time with family and watching his daughter play volleyball. He also enjoys flying (he has his private pilot’s license), boating and golfing. 

Angela Lowe, Chief Human Resources Officer

Angela started her career at Verity in 2007, working with members in our Northgate branch. In 2011, she joined the Human Resources team and found her true passion and purpose. Angela understands that people and culture are at the heart of everything we do. She works tirelessly to hear and amplify the voices of our employees, build strong and vibrant teams, and foster an inclusive work culture. During her time in HR, Verity has consistently been recognized as a best place to work. 

Angela exemplifies lifelong learning. During her time at Verity, she earned her BA in philosophy from the University of Washington and is expected to complete her MA in Organizational Leadership from Gonzaga University next spring. She is also a graduate of Western CUNA Management School and a certified Credit Union Development Educator. 

In her free time, Angela enjoys volunteering with Teen Feed, reading and learning about the lived experiences of people, and traveling with her husband. 

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