Disclosures and Notices

Disclosures

• Automatic Transaction Switching Service Terms of Use
• Certificate Accounts Truth-in-Savings Disclosure
• Credit Cards Disclosure
• CU Home Mortgage Solutions Privacy Policy
• Deposit Accounts Rates, Truth-in-Savings Disclosure and Fee Schedule
• eDocuments Disclosure
• Electronic Services Agreement (Consumer and Business)
• Fraud Text Alert Service Disclosure
• Funds Availability Policy
• Masterline HELOC Early Disclosure and Important Terms
• Home Equity Early Disclosure
• Membership and Account Agreement
• Mobile Wallet Disclosure
• Overdraft Privilege Disclosure
• Verity Privacy Policy
• Visa Debit Card Disclosure
• Business Account Agreement & Disclosure
• Business Accounts Rates, Truth-in-Savings Disclosure and Fee Schedule
• Business Credit Card Disclosure
• Social Media Public Use Policy
• Children's Online Privacy Protection Act Disclosure

Notices

• Change in Terms to Overdraft Protection Fees (2023)
• Change in Terms to Membership and Account agreement (2022)
• Identity Verification Notice

Federal Fair Lending Laws

Know Your Rights 

Discrimination in mortgage lending is prohibited by the federal Fair Housing Act, and HUD's Office of Fair Housing and Equal Opportunity actively enforces those provisions of the law. The Fair Housing Act makes it unlawful to engage in the following practices based on race, color, national origin, religion, sex, familial status or handicap (disability): 

• Refuse to make a mortgage loan 
• Refuse to provide information regarding loans 
• Impose different terms or conditions on a loan, such as different interest rates, points or fees 
• Discriminate in appraising property 
• Refuse to purchase a loan or set different terms or conditions for purchasing a loan 

Filing a Complaint 

If you have experienced any one of the above actions, you may be the victim of discrimination. Recognizing the signs of lending discrimination is the first step in filing a complaint. HUD investigates your complaints at no cost to you. If you believe you have experienced lending discrimination, visit the housing discrimination complaint website to learn more about the complaint process.