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Business Loans

When you need to borrow money for your business, Verity is here to help

Your business is succeeding and you’re ready to take the next step. Verity is here to help you grow your business by providing a suite of loan products to fit all your needs. With local Seattle Business experience and understanding, as well as local loan decisions, Verity provides the trusted, professional, and personal service you deserve from your financial institution.

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Commercial Real Estate Loans

When it’s time to grow your physical location, Verity can help you with a real estate loan. 

  • Competitive rates 
  • Use for property/facility acquisition, renovation, or refinancing 
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Term Business Loans

Level up your business with one of our Term Business Loans. 

  • Competitively low fixed interest rates 
  • Funds available for practically any purpose 
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Business Lines of Credit

Manage the ups and downs of your business needs with a line of credit. 

  • Low variable interest rates 
  • Avoid excess interest payments 
  • Borrow up to your business’ credit limit 
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Business Credit Cards

Spend with confidence with a Visa card from Verity. 

  • Earn rewards each time you spend 
  • Tap to pay 
  • Dedicated mobile app with card controls
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Business Auto Loans

Finance a company vehicle, work truck, or fleet of delivery vans—we can help. 

  • Low interest rates 
  • New and used vehicles 
  • Flexible terms to fit your business plan 
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Business Share Secured Loans

Cover your costs without eating into profits. 

  • Secured by savings already at Verity 
  • Finance short-term needs for up to 90 days
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Work With A Partner Who Understands and Cares

When it’s time to borrow money to grow or manage your business, it’s critical that you choose a banking partner that shares your values, understands your business and what’s important to you, and is willing to work with you through all the unique cycles of your industry. 

Verity believes in banking for good, and we know that small businesses are vital to a strong and vibrant community. Our members’ deposits are used to reinvest in the community through loans to members and businesses. You won’t find us lending for things like oil fracking or private prisons. Verity’s values are held firmly in mind as we support small and mid-sized businesses that contribute to the local economy and help to build strong communities. 

As a socially-responsible financial institution, Verity takes care to ensure that a growing percentage of our loans is dedicated to the areas of social empowerment, environmental sustainability and economic resiliency. Learn about our impact lending efforts.  

Disclosure: APR = Annual Percentage Rate. Loans available to Verity Credit Union members only. If not existing member at time applying for loan, applicant will be required to establish Prime Share membership account as part of loan funding. $5 membership fee is required to join Verity.  Loan rates will be determined in accordance with Verity’s loan policy and your credit profile and and may include your creditworthiness, repayment schedule, repayment method, and loan-to-value ratio.

Your partner in business.

Contact the Business Services Team