Join Us

Forgot Password / Enroll

Online Banking Login


Business Loans

When you need to borrow money for your business, Verity is here to help

Your business is succeeding and you’re ready to take the next step. Verity is here to help you grow your business by providing a suite of loan products to fit all your needs. With local Seattle Business experience and understanding, as well as local loan decisions, Verity provides the trusted, professional, and personal service you deserve from your financial institution.

Commercial Real Estate Loans

When it’s time to grow your physical location, Verity can help you with a real estate loan. 

  • Competitive rates 
  • Use for property/facility acquisition, renovation, or refinancing 

Term Business Loans

Level up your business with one of our Term Business Loans. 

  • Competitively low fixed interest rates 
  • Funds available for practically any purpose 

Business Lines of Credit

Manage the ups and downs of your business needs with a line of credit. 

  • Low variable interest rates 
  • Avoid excess interest payments 
  • Borrow up to your business’ credit limit 

Business Credit Cards

Spend with confidence with a Visa card from Verity. 

  • Earn rewards each time you spend 
  • Tap to pay 
  • Dedicated mobile app with card controls

Business Auto Loans

Finance a company vehicle, work truck, or fleet of delivery vans—we can help. 

  • Low interest rates 
  • New and used vehicles 
  • Flexible terms to fit your business plan 

Business Share Secured Loans

Cover your costs without eating into profits. 

  • Secured by savings already at Verity 
  • Finance short-term needs for up to 90 days

Work With A Partner Who Understands and Cares

When it’s time to borrow money to grow or manage your business, it’s critical that you choose a banking partner that shares your values, understands your business and what’s important to you, and is willing to work with you through all the unique cycles of your industry. 

Verity believes in banking for good, and we know that small businesses are vital to a strong and vibrant community. Our members’ deposits are used to reinvest in the community through loans to members and businesses. You won’t find us lending for things like oil fracking or private prisons. Verity’s values are held firmly in mind as we support small and mid-sized businesses that contribute to the local economy and help to build strong communities. 

As a socially-responsible financial institution, Verity takes care to ensure that a growing percentage of our loans is dedicated to the areas of social empowerment, environmental sustainability and economic resiliency. Learn about our impact lending efforts.  

Meet the Team

John Benner

Although John grew up in Eastern Washington, he knows the Seattle business industry well. In fact, he’s been working in business development and lending in the Puget Sound banking industry since 2012. He is an alumni of Gonzaga University and has only missed two of their basketball games in six years. John joined Verity in 2018 and works with area businesses to take care of their lending needs. One of John's specialties is working with business groups and chambers throughout the area, including the Real Estate Associates of the Puget Sound. When John's not working or visiting the east side of the state, he gives back to his community by volunteering with local organizations, such as the Big Brother Big Sister Program of Seattle and the Ballard Boys and Girls Club. In his spare time you'll find him outside--hiking, biking, hunting, fishing, snowboarding, rafting or just spending time with family and friends.

Nick Rederick

Nick grew up in North Central Washington. He graduated from Eastern Washington University (Nick says its also known as the "Harvard of the West Coast") with a degree in Marketing and Human Resource Management. After graduating college, he moved to the west side of the state where took a job as a credit manager for big bank in 2002.  He has been working in banking ever since, making stops at big box banks, regional banks, community banks and credit unions along the way. Nick's financial experience includes mortgage lending, bank management, commercial lending and business development. He joined the Business Services team at Verity Credit Union in January of 2020 as the Business Services Development Officer. When he's not solving business needs for our members and prospective members, Nick volunteers on the board of Communities in School Tacoma and at Saint Patrick's Catholic School. On his days off you'll often find him hanging with his family or cheering for the Seahawks or EWU football.

Disclosure: APR = Annual Percentage Rate. Loans available to Verity Credit Union members only. If not existing member at time applying for loan, applicant will be required to establish Prime Share membership account as part of loan funding. $5 membership fee is required to join Verity.  Loan rates will be determined in accordance with Verity’s loan policy and your credit profile and and may include your creditworthiness, repayment schedule, repayment method, and loan-to-value ratio.

Ready to let Verity help with your business?

Contact Business Services