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Personal Loans

Affordable financing for your needs, whatever they may be

We know that personal loans are not a one-size-fits-all solution so we have a variety of options, depending on your end goal. If you aren’t sure what might work best for you, read below and learn more about the types of personal loans we offer.

Types of personal loans:


Personal loans

as low as

2.94 % APR

Ready Money

as low as

2.95 % APR

Credit card

as low as

6.99 % APR
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You have a choice in where you bank

Verity is a local credit union that believes in socially responsible banking. We’re part of a movement working to create stronger, healthier, more sustainable communities because we believe a financial institution can do good. When you bank with Verity, your money helps make positive impacts in our vibrant communities. Rather than investing in Wall Street, about 90% of our deposits are used to invest in the local economy and members through loans, whether it’s a loan for an eco-friendly car, or adding a tiny home to your backyard. 

Why Verity?
  • Personal Loans

    Personal loans are a basic option that can cover almost any expense. Whatever your need, we’ll help you get it with a low-rate, lump sum loan. Plus, having a set monthly payment and term limit helps you budget now and into the future. The online application process is quick and easy so you can get your funds faster.

    Apply Now
  • Ready Money Line of Credit

    Expect the unexpected with a personal line of credit. Buy what you need, up to your credit limit, and pay interest only on the amount you borrow. Ready Money is an ideal option if you would like access to funds at any time with no waiting period.

    In addition to a low interest rate, you can avoid paying unnecessary interest on overestimated lump sum loans. Ready Money accounts can also act as overdraft protection for your checking account.

    Apply Now
  • Share Secured Loan

    Use your savings without actually using your savings. With a share-secured loan, we will use your savings as collateral and will free it up as you repay your balance. In the meantime, your savings will continue to grow and earn interest. Share-secured loans can be used for practically any purpose and feature our lowest interest rate.

    Apply Now

You have a choice in where you bank

Apply Now