We know that personal loans are not a one-size-fits-all solution so we have a variety of options, depending on your end goal. If you aren’t sure what might work best for you, read below and learn more about the types of personal loans we offer.
Types of personal loans:
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Personal loans are a basic option that can cover almost any expense. Whatever your need, we’ll help you get it with a low-rate, lump sum loan. Plus, having a set monthly payment and term limits up to 5 years helps you budget now and into the future. The online application process is quick and easy so you can get your funds faster.Apply Now
Ready Money Line of Credit
Expect the unexpected with a personal line of credit. Buy what you need, up to your credit limit, and pay interest only on the amount you borrow. Ready Money is an ideal option if you would like access to funds at any time with no waiting period.
In addition to a low interest rate, you can avoid paying unnecessary interest on overestimated lump sum loans. Ready Money accounts can also act as overdraft protection for your checking account. And when you're ready to pay your balance down to $0, you can easily do so through Digital Banking.Apply Now
Credit Builder Loan
Whether you are just starting to build your credit or if you have a challenging history, we can help! Installment loans, like our credit builder loan, can improve your credit score. With this loan, you can establish or build your credit by having the funds held in a savings account and then the loan funds are released to you as you make your monthly payments. Plus, our credit builder loan has a fixed rate that is not dependent on your creditworthiness.
- Loan amounts up to $2500
- Terms up to 36 months
- No money down
- Fixed rate of 9.99% APR
Must be at least 18 years old to apply. Verification of income required for all applicants. Must be employed at least 20 hours per week and have same employer for at least 6 months.Apply Now
Share Secured Loan
Use your savings without actually using your savings. With a share-secured loan, we will use your savings as collateral and will free it up as you repay your balance. In the meantime, your savings will continue to grow and earn interest. Share-secured loans can be used for practically any purpose and feature our lowest interest rate.Apply Now
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