Building Your Financial Wellness: Start with Savings

At Verity, we understand that financial health begins with one simple step—saving. Whether you’re just getting started or looking to strengthen your financial foundation, consistent savings habits can give you peace of mind and open the door to future opportunities.

Start Small, Build Consistency
If you haven’t started saving yet, that’s okay—it’s never too late to begin. Even setting aside a few dollars each payday or month makes a difference. The key is consistency. Over time, those small contributions add up and create a safety net you can rely on when life throws you a curveball.

A good long-term goal is to build an emergency fund with at least three months’ worth of expenses. This cushion can help you weather unexpected costs or income interruptions without relying on high-interest debt.

Make Saving Automatic
To stay on track, determine an amount you’re comfortable saving and set up an automatic transfer into your savings account. Treating your savings like a monthly bill ensures you’ll keep making progress without needing to think about it. And don’t forget about your future self—if your employer offers a retirement plan such as a 401(k) with matching contributions, be sure to enroll and take advantage of that “free money.”

Savings Options at Verity
Every member’s goals are different, and Verity offers a variety of savings accounts to help you reach them: 

• General Savings Accounts – A great place to begin building your financial foundation.
• Money Market Accounts – Earn higher dividends while still maintaining access to your funds.
• Certificates of Deposit (CDs) – Grow your money with guaranteed rates over a set period of time.
• Retirement Savings (IRAs) – Save for the future with tax advantages to help your nest egg grow.

Explore our full list of options here. No matter where you are on your financial journey, there’s an option designed to support your goals.

Upcoming Webinar!

Pay Later, Plan Smarter: A Guide to Buy Now, Pay Later (BNPL)

Want to learn more about how today’s popular “Buy Now, Pay Later” tools affect your financial health? Don’t miss GreenPath’s upcoming webinar:

Date: September 10, 2025
Time: 2:00 PM – 2:45 PM EST
Register Here

Many online merchants and retailers offer Buy Now, Pay Later (BNPL) services like Affirm, Klarna, Afterpay, and PayPal. BNPL can be convenient, interest-free, and sometimes make larger purchases feel more manageable. But what happens if you miss a payment, the provider pulls a hard credit check, or you spend more than you intended? This engaging session will cover:

• How to use BNPL responsibly and integrate it into a healthy financial plan
• Common pitfalls to avoid
• Insights from GreenPath experts who counsel individuals on short-term credit tools

Who should attend?
Anyone currently using or considering BNPL services—or anyone who wants to understand better how these tools fit into long-term financial wellness.

If you're ready to make a change, Verity and our partners, such as GreenPath, are here to help. Verity partners with GreenPath Financial Wellness to offer additional support for our members. This service complements Verity’s financial coaching. GreenPath’s certified financial counselors offer general financial coaching, as well as specialized coaching for student loan debt and housing counseling. 

Let’s work together toward your financial well-being, one step at a time.

_{Products and services available to Verity Credit Union members. Membership eligibility required. If not existing member at time of account application, applicant will be required to establish Prime Share membership account as part of account opening. $5 membership fee is required to join Verity. See the Truth in Savings Disclosure and Fee Schedule – Savings and Checking Accounts for details. Federally insured by NCUA.}