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When you end up with several loan payments each month, it can feel like your drowning in debt. If you consolidate your existing debt into one loan, you can make only one payment each month. In addition to the convenience factor, consolidating at a lower interest rate can also save you money.

There are countless options to consolidate your debt and everyone's situation is different. For example, a Verity personal loan can help. With fixed terms up to 48 months and loans up to $35,000, we can combine higher-rate credit cards, medical bills and more into one, low monthly payment.

If you have other assets — like a car or a home — you can take out a loan against them to pay off high-interest debt. Enjoy the convenience of consolidating all your monthly bills into a more manageable payment plan. And, sign up for automatic payments to save even more.

There is no "cookie cutter" answer to this question. We want to take the time to review your situation and find the solution that will work best for you and get you out of debt as quickly as possible. If you want to apply for a loan to consolidate your debt, you can meet with a member consultant at any of our branches and they will help you determine the best loan solution. If you want to evaluate your entire financial situation, we recommend meeting with a financial coach and exploring all your debt reduction options. 

Regardless of which path you choose, Verity is here to help you every step of the way.