Digital Banking

Join Us

Forgot Password / Enroll

Online Banking Login


The Credit Union Difference

Verity Credit Union and the big banks are both types of financial institutions, but they are different in key ways

What makes Verity different from a bank? It’s the fact that Verity, like all credit unions, is owned by a group of members who have a common bond, either geographic or employment based, while a bank is owned by investors or shareholders. Verity is a not-for-profit, meaning all of the profits are reinvested back into the organization to benefit the membership. Banks’ profits, on the other hand, are awarded to their shareholders. 


Verity Credit Union Bank
Not-for-profit organization who offers a full range of financial products and services For-profit corporations who offer a full range of financial products and services
Earnings are returned to members through services like free ATMs, better rates, and lower fees  Earnings go to outside bond and stockholders in the form of dividends
Insured by NCUA up to $250,000 Insured by FDIC up to $250,000
Democratically governed with elections based on one member, one vote model Governed by paid shareholders. Voting rights depends on number of shares owned
More than 30,000 surcharge-free ATMs Many require customers to use their branded ATMs or pay fees
Local, community-based financial institution with members supporting local communities through their banking Frequently based and controlled out of the area
Member-owners, not shareholders Shareholders make money from their customers

Member Stories

Ask any credit union employee what makes their credit union different and they will likely all answer the same—it’s the people. It’s the stories of lives changed that make the difference. The employees of Verity create those stories every day. When they go out of their way to help a member in need, when they demonstrate caring and compassion, when they go over the top to show respect and to trust, and when they commit to the values that make Verity a socially responsible financial institution, then they make a difference.

Read Member Stories

Experience the difference

Join Now