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Spend Money, Earn Money

Cash Back Checking

A bolder, better checking account to fit your needs

  • Cash back for using your debit card
  • Unlimited ATM fee refunds
  • Free Digital Banking

Are you ready to stop paying fees and start earning cash?

Get paid for doing things you probably already do! With our free Cash Back Checking account, earn cash when you shop with your debit card. Instead of paying us a monthly service fee, we pay you — 2.00% on the first $250 you spend each month.* Plus, receive unlimited refunds on ATM fees, nationwide. All it takes is a few banking basics you’re probably already doing each month.

  • 2.00% cash back on the first $250 spent in debit purchases
  • Up to $5 cash back each month—that's $60 a year!
  • Unlimited domestic ATM fee refunds*
Account Features
  • No monthly service fee
  • No minimum balance to earn rewards
  • No minimum deposit to open

View the one page Cash Back Checking product guide.

Already a member? Open a Cash Back Checking account through Digital Banking or click here.

See Rates

Easy ways to earn rewards:

To earn your rewards, just make sure the primary accountholder does these simple things each Monthly Qualification Cycle:*

  • Have at least 12 debit card purchases post and settle
  • Receive eStatements
  • Log into Digital Banking

Most of these things, you’re already doing. But even if you don’t qualify one month, no need to worry. Cash Back Checking is always free, and you can easily get back to earning your full rewards the very next cycle!

*No minimum to open. Limit one (1) rewards checking account (Cartwheel, Velocity or Cash Back) per primary accountholder. Monthly qualifications apply: Make at least 12 point of sale (POS) purchases using a debit card, primary accountholder enrolled and log in to Digital Banking, primary accountholder agrees to receive account statements electronically. If the primary accountholder meets the monthly qualifications the account will be refunded up to 2.00% of the first $250 spent via POS purchases during the cycle. Maximum cash back award is $5 per Monthly Qualification Cycle. In addition to cash back, domestic ATM fees incurred during the qualification cycle will be reimbursed and credited to account on the last day of monthly Statement Cycle. If qualifications are not met, ATM fees are not refunded and no cash back reward is earned. Cash Back rate accurate as of 6/1/20 and may change after account is opened. Must be at least 18 years to open a rewards checking account. Account approval, qualifications, limits, enrollments and other requirements apply. Read the Truth-In-Savings Disclosure and Fee Schedule - Savings and Checking Accounts for more details. Original artwork by Christine Olson, presented by Verity Credit Union. Federally insured by NCUA.