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Overdraft Protection Program Updated

Fee reductions effective January 1, 2023

Verity is committed to building equitable and and inclusive solutions that enhance people’s lives. We have some exciting news to start 2023—we are improving our Overdraft Protection program.

Effective January 1, 2023:

  • Non-sufficient funds (NSF) fee is being eliminated.
  • Overdraft Protection fee is being reduced to $10 per instance. 

Both of these fees were previously $28. 

To learn more about Verity’s Overdraft Protection program and your options, visit our Overdraft page.

Share Your Experience with Verity's New Overdraft Program

Send Feedback

We recognize the inherent way fee structures and programs like Overdraft Protection disproportionately impact historically excluded communities. In response to this, we want to ensure that we are co-creating solutions and not making decisions in a vacuum, so we surveyed members who have personally experienced the Overdraft Program in the past and could cast an opinion on improving it for all members. 

Thank you to the nearly 700 members who provided feedback through the survey. Those responses helped guide changes that are enacting in the new year. While this comes as a big change to our fee structure, these changes are just the beginning—we are continually reviewing the program and its impact on members and the organization, and expect to make additional changes and other programs in the future.