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Welcome to our Real Estate Center, where you can find helpful home-buying resources and learn all about mortgages.

We offer many types of mortgage loans and you can choose which best fits your needs. We have jumbos, adjustable rate, fixed rate, low- or no-down payment, conforming, VA loans, a down payment assistance program and more. Plus, we offer eSigning on Verity mortgages. Answer some questions in our real estate portal to get an idea of which product might work for you.

Verity partners with Credit Union Home Mortgage Solutions (CUHMS), an organization that makes home loan processing convenient and hassle-free. CUHMS provides and services mortgage loans for Verity, which ensures that your mortgage is handled locally. CUHMS is co-owned by Verity Credit Union and Harborstone Credit Union.

eSigning now available!

  • Earn substantial Cash Rewards* — members average $2,038 in cash back!
  • Connect with a qualified agent for buying or selling
  • Search for your perfect home
  • Learn more about the program

NEW: No Origination Fees

A mortgage from Verity is now an even greater value as we have eliminated origination fees! This means lower closing costs for our members.

NEW: Improvements to our Advantage Plus 100% purchase

Don't let the lack of a down payment be a barrier to homeownership! Loans with no down payment now available up to $726,525 (previously ($453,100). Payments are fixed for the first seven years which means it's now easier to qualify.

NEW: Home Renovation Loan

If you are interested in completing a home renovation, we have a new mortgage product for you! With our renovation loan, you can finance ADU/DADUs or other home improvement projects as you are buying a new home or refinancing your existing one.

Whether you're looking to buy a home now or in the future, consider attending a free home buyer seminar, put on by Verity and CUHMS. At these seminars, a mortgage expert and a HomeAdvantage real estate agent will give you an overview of the mortgage process and answer any questions you might have. Sign up for our current seminar at

When you apply for a mortgage with Verity, your initial paperwork is handled by a Verity employee. After that, we hand your application off to CUHMS which handles the funding, closing, servicing and everything else that goes along with your mortgage. CUHMS is owned by Verity Credit Union and shares the same core values so you can trust that your mortgage will be handled with the utmost care.

Get a mortgage with us during 2019 and Verity will donate $100 to Habitat for Humanity. Donations are provided at no cost to the member and will be made within 30 days of the end of the loan closing month.

This is the third year of our mortgage donation program. In 2018, Verity members generated $12,000 in donations!

Do you work for a nonprofit organization? We have a special package of offers for you, including $500 towards your appraisal or other closing costs with a new mortgage from Verity.

Plus, if you find your home using our HomeAdvantage®  program, you'll earn even more cash back at closing!

For complete details, visit

*Cash Rewards are awarded through the HomeAdvantage program to buyers and sellers who select and use a real estate agent in the HomeAdvantage network. Home buyers or sellers are not eligible for Cash Rewards if they use an agent outside this network. Cash Rewards amounts are dependent on the commissions paid to the HomeAdvantage network agent. Obtaining a mortgage or use of any specific lending institution is not a requirement to earn Cash Rewards. If you are obtaining a mortgage, Verity Credit Union may have specific rules on how Cash Rewards can be paid out. Cash Rewards are available in most states; however, are void where prohibited by law or by Verity Credit Union. Please consult with your Verity Credit Union representative for details that may affect you.

Credit Union Home Mortgage Solutions NMLS #793241

Today's Featured Rates




Listed rates are based on the following criteria:
7/1 ARM: 740 credit score, 100% loan to value, owner occupied, single family residence
Conforming and Jumbo: 740 credit score, 80% loan to value, owner occupied, single family residence