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Journey Rewards

GET REWARDED FOR USING YOUR CARD

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A rewards card with no annual fee! 

  • Earn rewards points with every transaction
  • Redeem points for gift cards, cash back, merchandise, airfare and more
  • No balance transfer fees
  • No foreign transaction fee
  • No overlimit fee

Want to increase your purchasing power?

CREDIT CARD BALANCE TRANSFER

Get up to $100 plus lock in the rate on your transferred balance!

Transfer your credit card balance to Verity by February 28, 2018, and you can enjoy 4.99% APR for the life of the transferred balance.** That can save you thousands of dollars in credit card interest payments alone. Plus, earn $100 if you transfer $5,000 or more! 

Promotion is available to new and existing cardholders—applications for new cards must be received by February 28, 2018 to be eligible. Apply today to take advantage of this opportunity. 

See all the promotion details at veritycu.com/balancetransfer


Seize opportunities as they come with convenient, secure access to funds. Make that trip you've been dreaming of reality — use points to pay for airfare, hotels, and other travel costs.

Visa now offers Visa Purchase Alerts to help you track your transactions and know when someone uses your card without your permission. Read our FAQ to learn more. You can sign up for Visa Purchase Alerts at visa.com/purchasealerts.

Journey Rewards Features

  • 2.99% APR* for the first 12 billing cycles
  • Earn Journey Rewards points for cash back, gift cards, travel, entertainment, and merchandise 
  • Cash advances and ATM access available
  • Accepted worldwide

Journey Rewards Management

Check out our current rates. For more information about all Verity credit cards, read our Credit Card Agreement and Credit Card Rates and Related Disclosures.

View All of Verity's Credit Card Options

Use Your Credit Card, Earn Points!

Earn 1 point for every $1 spent with your credit card. Points are redeemable for a variety of rewards, including:

  • Cash back, deposited into your Verity account or credited to your credit card statement
  • Travel on any airline with no black-out dates
  • Merchandise from brands including Apple, Dyson, LG, Garmin, and more.
  • Gift cards to businesses including Regal Cinemas, Cabela's, Macy's, Red Robin, and more.
  • Verity Visa gift cards or cash back deposited in your account or applied to your credit card.

Learn more about our valuable Journey Rewards program.

*Rates current as of 1/1/18 and will vary with market based Prime Rate. Promotion applies only to credit card balances transferred from another financial institution. Introductory 2.99% Annual Percentage Rate (APR) is for the first 12 billing cycles. Your APR after introductory period and for purchases outside of promotional rate will be determined with Verity’s loan policy and your credit profile. Limited duration balance transfers will be subject to the APR for purchases after the expiration of any promotional APR offered, unless you are otherwise notified. For complete details, view our current fee schedule or read our Credit Card Agreement and Credit Card Rates and Related Disclosures document. Register your card with Verified by Visa for more secure shopping.

**Rates current as of 1/1/18 and will vary with market based Prime Rate. APR = Annual Percentage Rate. Promotion applies only to balances transferred from a credit card from another financial institution. Special rate of 4.99% APR applies only to transferred balance until paid in full. Your APR for purchases outside of the promotional rate will be determined with Verity's loan policy and your credit profile. Cash back is limited to balance transfer only. Maximum cash back of $100 per credit card account during promotional period. To be eligible for the balance transfer promotion, new card applications and balance transfer requests must be received by February 28, 2018. Existing cardholders must request the balance transfer by February 28, 2018 to be eligible for the promotion. Limited duration balance transfers will be subject to the APR for purchases after the expiration of any promotional APR offered, unless you are otherwise notified. For complete details, view our current fee schedule or read our Credit Card Agreement and Credit Card Rates and Related Disclosures document. Register your card with Verified by Visa for more secure shopping.

**Qualifying transactions must earn at least one point. Balance transfer funds do not earn points. Returns do not qualify. Bonus points will
post at the end of the qualifying period.