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Journey Rewards

GET REWARDED FOR USING YOUR CARD

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A rewards card with no annual fee! 

  • Earn rewards points with every transaction
  • Redeem points for gift cards, cash back, merchandise, airfare and more
  • No balance transfer fees
  • No foreign transaction fee
  • No overlimit fee

Want to increase your purchasing power?

BALANCE TRANSFER PROMOTION

Transfer your credit card balance to Verity before October 31, 2017 and take advantage of two incentives:

CASH BACK

The amount you earn depends on how much you transfer

  • Earn $50! Transfer $2,500 - $4,999
  • Earn $100! Transfer $5,000 or more

CHOOSE YOUR RATE

Choose one of the following rates when you transfer your credit card balance

  • 4.99% APR for life of transferred balance*
  • 2.99% APR for first 12 billing cycles*

And there are no transfer fees! Promotion is available to new and existing cardholders—applications for new cards must be received by October 31, 2017 to be eligible. Apply today to take advantage of this opportunity.

Already have a Verity credit card? Just fill out the balance transfer form and return it to us.


Seize opportunities as they come with convenient, secure access to funds. Make that trip you've been dreaming of reality — use points to pay for airfare, hotels, and other travel costs.

Visa now offers Visa Purchase Alerts to help you track your transactions and know when someone uses your card without your permission. Read our FAQ to learn more. You can sign up for Visa Purchase Alerts at visa.com/purchasealerts.

Journey Rewards Features

  • 2.99% APR* for the first 12 billing cycles
  • Earn Journey Rewards points for cash back, gift cards, travel, entertainment, and merchandise 
  • Cash advances and ATM access available
  • Accepted worldwide

Journey Rewards Management

Check out our current rates. For more information about all Verity credit cards, read our Credit Card Agreement and Credit Card Rates and Related Disclosures.

View All of Verity's Credit Card Options

Use Your Credit Card, Earn Points!

Earn 1 point for every $1 spent with your credit card. Points are redeemable for a variety of rewards, including:

  • Cash back, deposited into your Verity account or credited to your credit card statement
  • Travel on any airline with no black-out dates
  • Merchandise from brands including Apple, Dyson, LG, Garmin, and more.
  • Gift cards to businesses including Regal Cinemas, Cabela's, Macy's, Red Robin, and more.
  • Verity Visa gift cards or cash back deposited in your account or applied to your credit card.

Learn more about our valuable Journey Rewards program.

*Rates current as of 9/1/17 and will vary with market based Prime Rate. Promotion applies only to credit card balances transferred from another financial institution. Introductory 2.99% Annual Percentage Rate (APR) is for the first 12 billing cycles. Special rate of 4.99% APR applies only to transferred balance until paid in full. Your APR after introductory period and for purchases outside of promotional rate will be determined with Verity’s loan policy and your credit profile. Cash back is limited to balance transfer only. To be eligible for the balance transfer promotion, new card applications and balance transfer requests must be received by October 31, 2017. Existing cardholders must request the balance transfer by October 31, 2017 to be eligible for the promotion. Limited duration balance transfers will be subject to the APR for purchases after the expiration of any promotional APR offered, unless you are otherwise notified. For complete details, view our current fee schedule or read our Credit Card Agreement and Credit Card Rates and Related Disclosures document. Register your card with Verified by Visa for more secure shopping.