Journey Rewards



A rewards card with no annual fee! 

  • Earn rewards points with every transaction
  • Redeem points for gift cards, cash back, merchandise, airfare and more
  • No balance transfer fees
  • No foreign transaction fee
  • No overlimit fee

Want to increase your purchasing power?

Seize opportunities as they come with convenient, secure access to funds. Make that trip you've been dreaming of reality — use points to pay for airfare, hotels, and other travel costs.

Visa now offers Visa Purchase Alerts to help you track your transactions and know when someone uses your card without your permission. Read our FAQ to learn more. You can sign up for Visa Purchase Alerts at

Journey Rewards Features

  • 2.99% APR* for the first 12 billing cycles
  • Earn Journey Rewards points for cash back, gift cards, travel, entertainment and merchandise 
  • Cash advances and ATM access available
  • Accepted worldwide

Journey Rewards Management

Check out our current rates. For more information about all Verity credit cards, read our Credit Card Agreement and Credit Card Rates and Related Disclosures.

View All of Verity's Credit Card Options

Use Your Credit Card, Earn Points!

Earn 1 point for every $1 spent with your credit card. Points are redeemable for a variety of rewards, including:

  • Cash back, deposited into your Verity account or credited to your credit card statement
  • Travel on any airline with no black-out dates
  • Merchandise from brands including Apple, Dyson, LG, Garmin, and more.
  • Gift cards to businesses including Regal Cinemas, Cabela's, Macy's, Red Robin, and more.
  • Verity Visa gift cards or cash back deposited in your account or applied to your credit card.

Learn more about our valuable Journey Rewards program.

*Rates current as of 3/1/19 and will vary with market based Prime Rate. Introductory 2.99% Annual Percentage Rate (APR) is for the first 12 billing cycles. Your APR after introductory period and for purchases outside of promotional rate will be determined with Verity’s loan policy and your credit profile. For complete details, view our current fee schedule or read our Credit Card Agreement and Credit Card Rates and Related Disclosures document.