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Journey Rewards

A rewards card with no annual fee! 

  • Earn rewards points with every transaction
  • Redeem points for gift cards, cash back, merchandise, airfare and more
  • Earn 2,500 bonus points when you open a new card
  • No balance transfer fees
  • No overlimit fee

Want to increase your purchasing power?

Seize opportunities as they come with convenient, secure access to funds. Make your dream trip a reality — use points to pay for airfare, hotels and other travel costs.

Visa offers Visa Purchase Alerts to help you track your transactions and know when someone uses your card without your permission. Read our FAQ to learn more. You can sign up for Visa Purchase Alerts at

Journey Rewards Features
  • 2.99% APR* for the first 12 billing cycles
  • Earn Journey Rewards points for cash back, gift cards, travel, entertainment and merchandise 
  • Cash advances and ATM access available
  • Accepted worldwide
Journey Rewards Management

Check out our current rates. For more information about all Verity credit cards, read our Credit Card Agreement and Credit Card Rates and Related Disclosures.

View All of Verity's Credit Card Options

Earn 1 point for every $1 spent with your credit card. Points are redeemable for a variety of rewards, including:

  • Cash back, deposited into your Verity account or credited to your credit card statement
  • Travel on any airline with no black-out dates
  • Merchandise from brands including Apple, Dyson, LG, Garmin and more
  • Gift cards to businesses including Regal Cinemas, Cabela's, Macy's, Red Robin and more
  • Visa gift cards or cash back deposited in your account

Learn more about our valuable Journey Rewards program.

Do you work for a nonprofit organization? We have a special offer for you!

When you open a new Journey Rewards credit card, you'll receive 2,500 points. Plus, you'll earn 7,500 more bonus points after you complete five transactions with your new card.

For complete details and to see other offers, visit


*Rates current as of 11/25/19 and will vary with market based Prime Rate. Introductory 2.99% Annual Percentage Rate (APR) is for the first 12 billing cycles. Your APR after introductory period and for purchases outside of promotional rate will be determined with Verity’s loan policy and your credit profile. For complete details, view our current fee schedule or read our Credit Card Agreement and Credit Card Rates and Related Disclosures document.