Home Mortgage Loan



Home buying and refinancing made simple:

  • NEW: Earn cash back at closing through the HomeAdvantage® program*
  • Convenient mortgage options—low down payment, VA, conforming and jumbo solutions
  • Free home buying seminars
  • Plus, $100 charity donation on your behalf
  • Check our current rates.

Want to make your dreams of homeownership reality?

Enjoy all the comforts of home, plus the perks of home equity, with a home mortgage loan. Our competitive rates, low closing costs, and convenient loan programs get you the most home for your money. 


Earn Cash Rewards*


When you use one the agents in the HomeAdvantage network to buy or sell a home, you can earn cash rewards equal to 20% of your agent's commission. Check out the chart and calculate your potential Cash Rewards. 

Start Your Search

Use the HomeAdvantage website from your computer or mobile device to search current property listings and view recent sales data, crime statistics, school reviews and more. Enroll today and start searching for your new home.

Connect With an Experienced Agent

When you're ready, we can connect you to an experienced real estate agent in the HomeAdvantage network of hand-picked professionals. 

Watch this tutorial video to learn more about the HomeAdvantage program. Like what you see? Enroll today! 

Already a homeowner? Cut monthly payments to a more manageable size when you refinance your mortgage. Whatever your situation, our expert lenders will help you every step of the way.

Check our current rates.

Learn more about your loan options at our Real Estate Center

If you are struggling to decide between buying a home and renting, check out Radian's Rent vs Buy Calculator. It is a great resource to help you get an idea of what you can afford.

Loan Features

  • Competitive interest rates and closing costs
  • Local Seattle home mortgage loan decisions
  • 24/7 online home mortgage loan approval
  • Expert guidance through the home buying process

Loan Management

  • Convenient mortgage options to meet your family's needs
    • Fixed and adjustable rate mortgages available
    • Home Affordable Refinance Program (HARP)
    • 100% purchase financing options
    • Purchase closing date guarantee
  • Make a loan payment online
Giving back in 2018

Get a mortgage with us during 2018 and Verity will donate $100 to your charity of choice from these select five:

This is the second year of our mortgage donation program. As of the end of 2017, Verity members generated $15,200 in donations to the five charities! 

Donations are provided at no cost to the member and will be made within 30 days of the end of the loan closing month. If no charity selection is made, the donation will be made to Habitat for Humanity. 

Frequently Asked Questions
Want to Lower Your Mortgage Payments?

The Home Affordable Refinance Program may be the break you've been looking for. Get a better rate or financing plan, despite a decline in home values or other factors beyond your control.

Check out our Home Affordable Refinance FAQs to see if you're eligible!

*Cash Rewards are awarded through the HomeAdvantage program to buyers and sellers who select and use a real estate agent in the HomeAdvantage network. Home buyers or sellers are not eligible for Cash Rewards if they use an agent outside this network. Cash Rewards amounts are dependent on the commissions paid to the HomeAdvantage network agent. Obtaining a mortgage or use of any specific lending institution is not a requirement to earn Cash Rewards. If you are obtaining a mortgage, Verity Credit Union may have specific rules on how Cash Rewards can be paid out. Cash Rewards are available in most states; however, are void where prohibited by law or by Verity Credit Union. Please consult with your Verity Credit Union representative for details that may affect you.