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Safe, easy spending

  • No annual fee
  • No balance transfer fee
  • No foreign transaction fee
  • No overlimit fee

Want to increase your purchasing power?

Are you interested in a credit card, but don't need points or perks? We've got you covered – and with no annual fee! Whether you want to build your credit history, or have easy access to emergency funds, our Classic Visa® credit card is a simple solution to your financial needs.

Visa now offers Visa Purchase Alerts to help you track your transactions and know when someone uses your card without your permission. Read our FAQ to learn more. You can sign up for Visa Purchase Alerts at

Classic Features
  • No frills – secured option available
  • 2.99% APR* for the first 12 billing cycles
  • Cash advances and ATM access available
  • Accepted worldwide
Classic Management

Check out our current rates. For more information about all Verity credit cards, read our Credit Card Agreement and Credit Card Rates and Related Disclosures.

View All of Verity's Credit Card Options

Enjoy the convenience of a credit card, without all the paperwork. Load up to $500 on a prepaid reloadable Visa card.

  • Give a gift anyone can enjoy
  • Get greater peace of mind when travelling
  • Help kids going to college cover their costs (and stay on budget)

Call or visit a branch for details.

*Rates current as of 5/1/19 and will vary with market based Prime Rate. Introductory 2.99% Annual Percentage Rate (APR) is for the first 12 billing cycles. Your APR after introductory period and for purchases outside of promotional rate will be determined with Verity’s loan policy and your credit profile. For complete details, view our current fee schedule or read our Credit Card Agreement and Credit Card Rates and Related Disclosures document.