Safe, easy spending

  • No annual fee
  • No balance transfer fee
  • No foreign transaction fee
  • No overlimit fee
  • Register with Verified by Visa for more secure shopping

Want to increase your purchasing power?


Transfer your credit card balance to Verity before October 31, 2017 and take advantage of two incentives:


The amount you earn depends on how much you transfer

  • Earn $50! Transfer $2,500 - $4,999
  • Earn $100! Transfer $5,000 or more


Choose one of the following rates when you transfer your credit card balance

  • 4.99% APR for life of transferred balance*
  • 2.99% APR for first 12 billing cycles*

And there are no transfer fees! Promotion is available to new and existing cardholders—applications for new cards must be received by October 31, 2017 to be eligible. Apply today to take advantage of this opportunity.

Already have a Verity credit card? Just fill out the balance transfer form and return it to us.

Are you interested in a credit card, but don't need points or perks? We've got you covered – and with no annual fee! Whether you want to build your credit history, or have easy access to emergency funds, our Classic Visa® credit card is a simple solution to your financial needs.

Visa now offers Visa Purchase Alerts to help you track your transactions and know when someone uses your card without your permission. Read our FAQ to learn more. You can sign up for Visa Purchase Alerts at

Classic Features

  • No frills – secured option available
  • 2.99% APR* for the first 12 billing cycles
  • Cash advances and ATM access available
  • Accepted worldwide

Classic Management

Check out our current rates. For more information about all Verity credit cards, read our Credit Card Agreement and Credit Card Rates and Related Disclosures.

View All of Verity's Credit Card Options

Get a Card Without Applying for Credit!

Enjoy the convenience of a credit card, without all the paperwork. Load up to $500 on a prepaid reloadable Visa card.

  • Give a gift anyone can enjoy
  • Get greater peace of mind when travelling
  • Help kids going to college cover their costs (and stay on budget)

Call or visit a branch for details.

*Rates current as of 9/1/17 and will vary with market based Prime Rate. Promotion applies only to credit card balances transferred from another financial institution. Introductory 2.99% Annual Percentage Rate (APR) is for the first 12 billing cycles. Special rate of 4.99% APR applies only to transferred balance until paid in full. Your APR after introductory period and for purchases outside of promotional rate will be determined with Verity’s loan policy and your credit profile. Cash back is limited to balance transfer only. To be eligible for the balance transfer promotion, new card applications and balance transfer requests must be received by October 31, 2017. Existing cardholders must request the balance transfer by October 31, 2017 to be eligible for the promotion. Limited duration balance transfers will be subject to the APR for purchases after the expiration of any promotional APR offered, unless you are otherwise notified. For complete details, view our current fee schedule or read our Credit Card Agreement and Credit Card Rates and Related Disclosures document. Register your card with Verified by Visa for more secure shopping.