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Auto Loans

INCREASE YOUR CAR BUDGET WITH LOW RATES

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Fast, affordable financing for your car or truck:

  • Competitively low interest rates
  • Accelerated approval process
  • Pre-approval for extra bargaining power

Are you ready for the freedom of the open road?

Get where you need to go with flexible, affordable financing for new and used vehicles. Enjoy extra bargaining power at the dealership with pre-approval. And thanks to our accelerated approval process, you won’t have to wait long to hit the road.

Loan Features

  • Competitively low interest rates
  • New and used vehicles included
  • Straightforward, accelerated approval process
  • Get pre-approved for extra bargaining power

Loan Management

  • Flexible terms to fit your family's plans
  • Local Seattle auto loan decisions
  • Guaranteed Asset Protection (GAP) coverage available
  • Mechanical Breakdown Protection (MBP) coverage available
  • Make a loan payment online
  • Trusted personal service
GAP Coverage

We don't think you should you have to pay for a car you can’t drive. That’s why we offer Guaranteed Asset Protection (GAP) through Allied Solutions. If your vehicle is wrecked or stolen, we’ll pay the difference between your remaining loan balance and the cash value of your vehicle.

Our GAP coverage includes Auto Deductible Reimbursement (ADR), which reimburses your insurance Covered Auto Deductible up to $500 per loss. So you're not left to pay out-of-pocket.

Plus, if the vehicle is a total loss and you finance a replacement vehicle with Verity within 90 days, you'll receive $1,000 toward the purchase of your replacement vehicle.

Learn more about GAP and get a quote online

Mechanical Breakdown Protection

The warranty on your vehicle won’t last forever. Luckily, Mechanical Breakdown Protection — also known as a Vehicle Service Contract or Extended Warranty — covers certain repairs after the manufacturer's warranty expires. To prolong your piece of mind, add MBP at the time you purchase your vehicle.

Learn more about MBP through Allied Solutions and get a quote online

Partners & Discounts

AutoCheck

Be confident and comfortable in your used car purchase by getting a free AutoCheck VIN check. Plus, when you finance your private party purchase with Verity, you'll receive a free vehicle history report.

AutoSmart

Find the exact car you want with AutoSmart. A service of Verity's direct lending partner, Credit Union Direct Lending (CUDL), AutoSmart offers helpful, easy-to-use car-shopping features.

Green Car Discount

It pays to be green at Verity. Our green car-pricing program offers a discounted rate on loans for new or used hybrids, or any vehicle with an Environmental Protection Agency (EPA) highway rating of 30 miles per gallon or greater. 

Need help finding the cleanest, most fuel-efficient vehicle that meets your needs? The U.S. Department of Energy partnered with the EPA to provide a consumer site to do just that. Compare cars side-by-side to find out their miles per gallon, greenhouse gas emissions and safety information. Visit fueleconomy.gov to get started.

*APR = Annual Percentage Rate. 1% = 100 basis points. The APR you receive is based on your creditworthiness, repayment schedule, repayment method, age and type of vehicle, and loan-to-value ratio. Maximum vehicle mileage for financing is 175,000 for gasoline, hybrid and electric; 200,000 for diesel engines. Maximum vehicle age for financing is 15 years.

Lowest rate includes the following discounts: 0.25% for automatic debit payments from an account at any financial institution, 0.50% for hybrid vehicle or vehicle with EPA highway ratings of 30 mpg or more, 0.25% for financing less than 80% loan-to-value. Rates current as of 11/22/16 and are subject to change at any time. For the latest rate information, contact us at (206) 440-9000 or (800) 444-4589.