A healthy lifestyle is a great lifestyle -- Verity Credit Union is happy to help you get in gear with a bicycle loan.
Whether it's for a ride through downtown or tackling a new trail, competitive low rates and programs to help you save are sure to make your cycling dreams a reality.
Bicycle Loan Essentials:
- Competitive interest rates
- Term up to 24 months
- Auto payment discount available
- Maximum loan amount of $7,500
- Minimum loan amount of $500
- No payments for 90 days
Bicycle shops offering financing with Verity:
- Bike Tech
- Element Cycles
- Gregg's Cycle
- R+E Cycles
- Recycled Cycles
- Stevenson Custom Bicycles
- West Seattle Cyclery
Want Peace of Mind to Go with Your Bicycle Loan?
Add Consumer Safe Debt Protection to guard against unexpected repayment problems.
|Loan Type||Annual Percentage Rate (APR)||Additional Information|
|Personal||8.75% - 18.25%||Verity members can apply by loging into Online Branch and clicking the "Online Loan Application" link! Lowest rate includes rate discounts. See below for details.**|
|Computer||9.50%||Purchase minimum of $500 and maximum of $5,000. Purchased and financed computer must be new.|
|ReadyMoney||8.75% - 14.75%||Personal line of credit. You only pay interest on the money you use; payment amount based on the amount you owe.|
|Secured||3.00% APR + Shared/Certificate Rate*||Great way to establish a positive credit history. Loan is secured with funds deposited in a Verity account. Two kinds offered.*|
|Bicycle Loans||5.99% - 6.24%||The monthly payment for 24 months at 6.24% APR would be $44.44 per $1,000. Lowest rate includes rate discounts. See below for details.***|
*Share Secured Loan is secured with funds deposited in your Verity Prime Share Savings Account. Rates are 3.00% + the Share Rate. Certificate Secured Loan is secured with funds deposited in a Certificate Account. Rates are 3.00% + the Certificate Rate. Rates current as of 8/1/15 and subject to change.
**Lowest rate includes the following discounts: 0.25% for automatic debit payments from an account at any financial institution, 0.25% for purchasing Consumer Safe debt protection. Rates current as of 8/21/15 and are subject to change at any time. For the latest rate information, contact us at (206) 440-9000 or (800) 444-4589.
***Lowest rate includes a 0.25% discount for automatic debit payments from an account at any financial institution. Rates current as of 8/21/15 and are subject to change at any time. For the latest rate information, contact us at (206) 440-9000 or (800) 444-4589.