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Bicycle Loans

Bicycle Loans
Summary

A healthy lifestyle is a great lifestyle -- Verity Credit Union is happy to help you get in gear with a bicycle loan.


Whether it's for a ride through downtown or tackling a new trail, competitive low rates and programs to help you save are sure to make your cycling dreams a reality.


Bicycle Loan Essentials:

  • Competitive interest rates
  • Term up to 24 months
  • Auto payment discount available
  • Maximum loan amount of $7,500
  • Minimum loan amount of $500
  • No payments for 90 days

Check out our current rates or make a loan payment online!


Bicycle shops offering financing with Verity:


Want Peace of Mind to Go with Your Bicycle Loan?

Add Consumer Safe Debt Protection to guard against unexpected repayment problems.


SC FAQ

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Loan TypeAnnual Percentage Rate (APR)Additional Information
Personal8.75% - 18.25%Verity members can apply by loging into Online Branch and clicking the "Online Loan Application" link! Lowest rate includes rate discounts. See below for details.**
Computer9.50%Purchase minimum of $500 and maximum of $5,000. Purchased and financed computer must be new.
ReadyMoney8.75% - 14.75%Personal line of credit. You only pay interest on the money you use; payment amount based on the amount you owe.
Secured3.00% APR + Shared/Certificate Rate*Great way to establish a positive credit history. Loan is secured with funds deposited in a Verity account. Two kinds offered.*
Bicycle Loans5.99% - 6.24%The monthly payment for 24 months at 6.24% APR would be $44.44 per $1,000. Lowest rate includes rate discounts. See below for details.***

*Share Secured Loan is secured with funds deposited in your Verity Prime Share Savings Account. Rates are 3.00% + the Share Rate. Certificate Secured Loan is secured with funds deposited in a Certificate Account. Rates are 3.00% + the Certificate Rate. Rates current as of 8/1/15 and subject to change.


**Lowest rate includes the following discounts: 0.25% for automatic debit payments from an account at any financial institution, 0.25% for purchasing Consumer Safe debt protection. Rates current as of 8/21/15 and are subject to change at any time. For the latest rate information, contact us at (206) 440-9000 or (800) 444-4589.


***Lowest rate includes a 0.25% discount for automatic debit payments from an account at any financial institution. Rates current as of 8/21/15 and are subject to change at any time. For the latest rate information, contact us at (206) 440-9000 or (800) 444-4589.