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Certificates of Deposit (CDs)

NO RISK, GREAT REWARDS

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Hit savings goals sooner with higher rates of return

  • Better-than-savings dividends
  • Higher rates for longer terms
  • Raise rates even higher with deposit tiers

Returns are guaranteed. How much would you like?

CD SPECIAL - LIMITED TIME OFFER

To celebrate the new year, we are offering special rates on two Certificates of Deposit.

3.00% APY* for 19 months

This CD is available for new money only. This is an excellent rate that is unmatched in the market. If you have funds at another financial institution where you aren’t earning as much interest, bring that money to Verity and earn 3.00% APY for 19 months in a safe, secure CD.

This 19-month Certificate of Deposit has a minimum opening deposit of $1,000 and a maximum deposit of $25,000. 

2.25% APY** for 13 months

If you want to earn an amazing rate for a shorter period of time, this CD special is for you. Up to 50% of your CD deposit can come from existing Verity funds. That means you can bring 50% or more funds from another bank or credit union and take advantage of this 2.25% APY for 13 month CD special.

This 13-month Certificate of Deposit has a minimum opening deposit of $1,000.

To open a CD with Verity, open an account online, call us, or stop by any Verity location.


Earn extra cash without risking your hard-earned money. Get a guaranteed return on your investment with a certificate of deposit. You’ll earn rates better than savings and enjoy peace of mind knowing your money is protected by NCUA insurance. Terms range from 90 days to five years — with higher rates for longer terms. Skip the line for the stock market roller coaster — open your certificate of deposit and start earning today.

Certificate Benefits

  • Earn better-than-savings dividends
  • Higher rates on longer term CDs
  • Fixed-rate returns, guaranteed for your entire term
  • Funds are NCUA insured for your protection

Certificate Features

  • Increase your rate of return according to four deposit tiers
  • Terms range from 90 days to 5 years
  • Early withdrawal penalties apply
  • Low $100 minimum deposit to open

For more information, view our Certificate Truth-in-Savings Disclosure.

Earn Even More with Deposit Tiers

Increase your rate of return according to four deposit tiers* — the bigger your deposit, the better your rate.

  • Tier 4: $75,000+
  • Tier 3: $25,000 to $74,999.99
  • Tier 2: $1,000 to $24,999.99
  • Tier 1: $100 to $999.99

*Deposit tiers are only available for standard Certificates of Deposit and are not available for promotional CDs.

*APY = Annual Percentage Yield. Rates accurate as of 1/1/19. 19-month certificate of deposit earns 3.00% APY, or a dividend rate of 2.96%, and will automatically renew to a standard 12-month certificate of deposit at maturity, unless otherwise notified. Rates for renewed certificates will be in accordance to current rates at that date. To earn promotional rate, must have minimum opening deposit of $1,000 and maintain balance of at least $1,000. Maximum balance of $25,000 at promotional rate, per member. Total deposit must be 100% new money and not funds on deposit at Verity within the previous six months. Available for businesses, consumers and nonprofit organizations. No public funds or IRA option. Fees may reduce earnings. Early withdrawal penalty of 180 days interest applies. Account approval, qualifications, limits, enrollments and other requirements may apply. For more information, view our Certificate Truth-in-Savings Disclosure.

**APY = Annual Percentage Yield. Rates accurate as of 1/1/19. 13-month certificate of deposit earns 2.25% APY, or a dividend rate of 2.23%, and will automatically renew to a standard 12-month certificate at maturity, unless otherwise notified. Rates for renewed certificates will be in accordance to current rates at that date. To earn promotional rate, must have minimum opening deposit of $1,000 and maintain balance of at least $1,000. Total deposit must be at least 50% new money and not funds on deposit at Verity within the previous six months. Available for businesses or consumers. Rates for renewed certificates will be in accordance to current rates at that date. Early withdrawal penalty of 180 days interest applies. Account approval, qualifications, limits, enrollments and other requirements may apply. For more information, view our Certificate Truth-in-Savings Disclosure.