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Certificates of Deposit (CDs)

NO RISK, GREAT REWARDS

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Hit savings goals sooner with higher rates of return

  • Better-than-savings dividends
  • Higher rates for longer terms
  • Raise rates even higher with deposit tiers

Returns are guaranteed. How much would you like?

CD SPECIAL - LIMITED TIME OFFER

Don't miss these special rates! They won't last long.

2.45% APY* for 25 months

2.25% APY for 13 months

*Minimum opening deposit of $1,000. Up to 50% of CD deposit can come from existing Verity accounts. Open an account online, call us, or stop by any Verity location.


Earn extra cash without risking your hard-earned money. Get a guaranteed return on your investment with a certificate of deposit. You’ll earn rates better than savings and enjoy peace of mind knowing your money is protected by NCUA insurance. Terms range from 90 days to five years — with higher rates for longer terms. Skip the line for the stock market roller coaster — open your certificate of deposit and start earning today.

Certificate Benefits

  • Earn better-than-savings dividends
  • Higher rates on longer term CDs
  • Fixed-rate returns, guaranteed for your entire term
  • Funds are NCUA insured for your protection

Certificate Features

  • Increase your rate of return according to four deposit tiers
  • Terms range from 90 days to 5 years
  • Early withdrawal penalties apply
  • Low $100 minimum deposit to open

For more information, view our Certificate Truth-in-Savings Disclosure.

Earn Even More with Deposit Tiers

Increase your rate of return according to four deposit tiers — the bigger your deposit, the better your rate.

  • Tier 4: $75,000+
  • Tier 3: $25,000 to $74,999.99
  • Tier 2: $1,000 to $24,999.99
  • Tier 1: $100 to $999.99

*APY = Annual Percentage Yield. Rates accurate as of 12/1/18. To earn promotional rates on certificates of deposit, must have minimum opening deposit of $1,000 and maintain balance of at least $1,000. At least 50% of total deposit must be new money and not funds on deposit at Verity within the previous six months. Available for businesses or consumers. No public funds or IRA option. Fees may reduce earnings. 13-month certificate of deposit earns 2.25% APY, or a dividend rate of 2.23%, and will automatically renew to a standard 12-month certificate of deposit at maturity, unless otherwise notified. 25-month certificate of deposit earns 2.45% APY, or a dividend rate of 2.42%, and will automatically renew to a standard 24-month certificate of deposit at maturity, unless otherwise notified. Rates for renewed certificates will be in accordance to current rates at that date. Early withdrawal penalty of 180 days interest applies. For more information, view our Certificate Truth-in-Savings Disclosure.