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Certificates of Deposit (CDs)

Hit savings goals sooner with higher rates of return

  • Better-than-savings dividends
  • Higher rates for longer terms
  • Raise rates even higher with deposit tiers

Returns are guaranteed. How much would you like?


2.15% APY* for 11 months

This CD is available for new and existing members. If you have funds at another financial institution where you aren't earning as much interest, this is a great opportunity to move that money to a short-term CD at Verity and earn 2.15% APY for 11 months.

2.45% APY* for 17 months 

This certificate is an excellent option for those who would like to bring new money to Verity and earn more interest. This 17-month CD pays 2.45% APY and is available for 100% new money, with a cap of $50,000. 

Both CD specials have a minimum opening deposit of $1,000. To open a certificate, open an account online, call us or visit any Verity location.

Earn extra cash without risking your hard-earned money. Get a guaranteed return on your investment with a certificate of deposit. You’ll earn rates better than savings and enjoy peace of mind knowing your money is protected by NCUA insurance. Terms range from 90 days to five years — with higher rates for longer terms. Skip the line for the stock market roller coaster — open your certificate of deposit and start earning today.

Certificate Benefits
  • Earn better-than-savings dividends
  • Higher rates on longer term CDs
  • Fixed-rate returns, guaranteed for your entire term
  • Funds are NCUA insured for your protection
Certificate Features
  • Increase your rate of return according to four deposit tiers
  • Terms range from 90 days to 5 years
  • Early withdrawal penalties apply
  • Low $100 minimum deposit to open

For more information, view our Certificate Truth-in-Savings Disclosure.

Already a member? Open a Certificate of Deposit account through Online Branch or click here.

See Rates

Increase your rate of return according to four deposit tiers — the bigger your deposit, the better your rate.

  • Tier 4: $75,000+
  • Tier 3: $25,000 to $74,999.99
  • Tier 2: $1,000 to $24,999.99
  • Tier 1: $100 to $999.99

*APY = Annual Percentage Yield. Rates accurate as of 6/24/19. To earn promotional rate of 2.45% APY, or an interest rate of 2.42%, total deposit must be 100% new money and not funds on deposit at Verity in the previous six months. To earn promotional rate of 2.15% APY, or an interest rate of 2.13%, funds for deposit can be new or existing money on deposit at Verity. Both the 11-month and 17-month certificates of deposit will automatically renew to a standard 12-month certificate of deposit at maturity, unless otherwise notified. Rates for renewed certificates will be in accordance to current rates at that date. To earn either promotional rate, must have minimum opening deposit of $1,000 and maintain balance of at least $1,000. Maximum total deposit of $50,000 in the 17-month certificate, per member. Available for businesses, consumers and nonprofit organizations. No public funds or IRA option. Fees may reduce earnings. Early withdrawal penalty of 180 days interest applies. Account approval, qualifications, limits, enrollments and other requirements may apply.