Turn your financial goals into fantastic realities with a Cartwheel Checking account.
- Earn 5.00% APY* on up to $10,000 for the first 6 months. Then earn the everyday reward rate of 2.00% APY afterward.
- No monthly service fees.
- No minimum balance.
- Refunds of up to $25 each month on ATM fees, nationwide.
- Interest is paid monthly! See how much you can earn with our Cartwheel Checking calculator.
To earn the reward rate and ATM fee refunds, just make sure you do these simple things each month:
- 12 or more debit point-of-sale transactions
- Receive e-Statements
- Log in to online banking at least once
Already have a rewards checking account?
Spread the word about Verity with your friends and family and you can have a sweet deal too!
If you refer a friend or family member to Verity, and they open a rewards checking account, credit card or loan, you can earn 5.00% APY on up to $10,000 for the first 6 months.
Are you ready to make this account yours?
Original artwork by John Osgood, presented by Verity Credit Union.
*APY = Annual Percentage Yield. No minimum to open. Limit one (1) reward checking account (including Cartwheel Checking, Cash Back Checking Velocity Checking) per primary account holder. Available for new checking accounts only, or for those who have not had a Verity checking account in the past 6 months. Monthly qualifications apply: 12 debit purchases post and settle, primary account holder enrolled and log in to Online Branch, primary account holder enrolled in and receive free e-statements notice. If Monthly Qualifications are met each Monthly Qualification Cycle: (1) Domestic ATM fees incurred during the qualification cycle will be reimbursed up to $25 and credited to account on the last day of monthly Statement Cycle; (2) balances up to $10,000 earn APY of 5.00%; and (3) balances over $10,000 earn 0.05% APY on portion of balance over $10,000, resulting in a range from 0.05% to 5.00% APY, depending on the account balance. If qualifications are not met, all balances earn no interest and ATM fees are not refunded. Promotional 5.00% APY earned for 6 full Monthly Qualification Cycles after the account is opened; after that date promotional rate adjusts to match non-promotional Cartwheel Checking account rate, if monthly qualifications are met. Fees may reduce earnings. A “Monthly Qualification Cycle” is from the last calendar date of the previous month to the day before the last calendar date of the current month (ex. June 30-July 30). Only debit card transactions processed by merchants and received by the credit union as POS transactions count towards qualifying debit card transactions. Transactions must post and settle to account during the Monthly Qualification Cycle to qualify. Debit card transactions processed by merchants and received by the credit union as ATM transactions do not count toward qualifying debit card transactions. Transactions may take one or more Banking Days from the date transaction was made to post and settle to an account. “Banking Day” means any business day on which an office of the credit union is open to the public for the purpose of carrying out substantially all of its banking functions. APY accurate as of 9/1/2018 and may change after account is opened. Must be at least 18 years to open a rewards checking account. Account approval, qualifications, limits, enrollments and other requirements apply. Read the Truth-In-Savings Disclosure and Fee Schedule - Savings and Checking Accounts for more details. Federally insured by NCUA.