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When you need to move large sums of money quickly and securely, a wire transfer may be exactly what you're looking for. And Verity is here to help!

Please refer to our fee schedule for any applicable wire transfer fees. It is free to receive a wire transfers from within the U.S. There is a $20 fee to send a domestic wire. International wire transfers have a $40 fee, both for incoming and outgoing transfers.

Please note that wire transfer requests must be received by the following times in order to be processed and sent the same day:

  • 12:00 p.m. if requesting an international wire transfer
  • 1:30 p.m. if received by fax or email
  • 2:00 p.m. if request completed in person

Requests received after the cut off times will be sent the following business day (Monday - Friday). Any requests received on weekends will be sent on the following business day. 

Please click the headers below to see instructions for the type of wire transfer you're looking to complete.

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Send a wire transfer to someone within the U.S.

  1. Download the Wire Transfer Agreement and submit the completed agreement with your wire transfer. This is required for Verity to process a wire transfer on your behalf.
  2. Download the Domestic Wire Transfer Form
  3. Contact the financial institution receiving the wire (“Beneficiary Bank”) to ensure you have the proper information for their incoming wire process. You will need the following information:
    1. ABA or Routing number for incoming wires
    2. Full financial institution name and address
    3. Any specific special instructions they require. This may include an escrow account number for real estate wire transfers, the type of account receiving the funds, etc. If you have escrow documentation, please enclose it with the completed wire transfer form and agreement. 
  4. Make sure you have the proper information for the person receiving the wire. This includes the account number the wired money is being deposited into, the name of the account holder, and the address of the person receiving the wire.
  5. After you gather the information, fill out the Domestic Wire Transfer Form.
  6. Print and sign the Domestic Wire Transfer Form.
  7. Submit the completed Domestic Wire Transfer Form and the Wire Transfer Agreement either in person at a branch, or by contacting Member Service Center via phone or fax.

Send a wire transfer to someone in a foreign country (including Canada and Mexico)

  1. Download the Wire Transfer Agreement and submit the completed agreement with your wire transfer. This is required for Verity to process a wire transfer on your behalf.
  2. Download the International Wire Transfer Form
  3. Contact the financial institution receiving the wire (“Beneficiary Bank”) to ensure you have the proper information for their incoming wire process. You will need the following information:
    1. SWIFT number for all financial institutions involved.
    2. Full financial institution name and address receiving the funds (“Beneficiary Bank”). Please note that some financial institutions have international wires go through another financial institution first—if this is the case, that institution’s information is needed and should be included on the “1st/Correspondent Bank” fields.
    3. The amount of the wire transfer in U.S. dollars.
    4. The currency type the wire will be converted to upon receipt, if not U.S. currency.
    5. Any specific special instructions they require. This may include an escrow account number for real estate wire transfers, the type of account receiving the funds, etc. If you have escrow documentation, please enclose it with the completed wire transfer form and agreement. 
  4. Make sure you have the proper information for the person receiving the wire. This includes the account number the wired money is being deposited into, the name of the account holder, and the address of the person receiving the wire.
  5. After you gather the information, fill out the International Wire Transfer Form.
  6. Print and sign the International Wire Transfer Form.
  7. Submit the completed Domestic Wire Transfer Form and the Wire Transfer Agreement either in person at a branch, or by contacting Member Service Center via phone or fax.

To receive a wire transfer

To receive a wire transfer from within the U.S.:

  1. Ensure the person initiating the wire has the following information:
    1. Receiving ABA number for Verity Credit Union: 325081885
    2. Final receiving institution name: Verity Credit Union
    3. Account number and account type receiving the funds
    4. Full member name associated with account receiving funds
    5. Any special instructions required for situation
  2. After the wire is submitted by the other financial institution, the time it takes for the funds to be deposited in a Verity Credit Union account is dependent upon the institution sending the funds. However, funds are generally deposited the same day. 

To receive a wire transfer from a foreign country (including Canada and Mexico): 

  1. Verity uses Western Union Business Solutions to receive international wire transfers.
  2. The information needed by the person initiating the wire is different depending on the currency and country of origin of the transfer. Please visit Verity’s Western Union Business Solutions website and fill out the online form to get the proper information.
    1. You will need to know the country you are receiving the transfer from and the currency type being submitted.
  3. Ensure the person initiating the wire has the information and instructions you receive from Western Union Business Solutions.
  4. After the wire is submitted by the other financial institution, the time it takes for the funds to be deposited in a Verity Credit Union account depends on the institution sending the funds and the country of origin.

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