INVESTING IN PEOPLE AND ORGANIZATIONS WHO BUILD VIBRANT COMMUNITIES
The work nonprofit organizations do every day is important. Verity is here to help build a vibrant future for you and your organization so that you can keep on making a difference.
SPECIAL OFFERS FOR EMPLOYEES OF NONPROFIT ORGANIZATIONS
Join Verity and take advantage of these special offers for employees of 501(c)(3) organizations.
$100 bonus for new members
Double Cash Back Checking rewards
Earn 4% cash back on debit purchases, for up to $10 each month, when you meet three easy monthly qualifications. Plus, earn unlimited refunds on ATM fees!2 Open now! (And be sure to select the Double Cash Back Checking account.)
10,000 bonus points on a new Journey Rewards credit card
Receive 2,500 when you open a new Journey Rewards credit card, plus 7,500 more bonus points after you complete five transactions. Rewards can be redeemed for cash back, travel, gift cards and more.3 Apply now!
Discounts on loans
Open a new loan account and receive the following discounts:4
- 0.25% APR reduction on loans of $25,000 or more
- 0.10% APR reduction on loans less than $25,000
$500 towards closing costs with a new mortgage
Receive $500 to use towards your appraisal or other closing costs when you get a new mortgage at Verity.5 Plus, if find your home through our HomeAdvantage® program, you can receive additional cash back at closing.
Skip one loan payment each year for free
We will waive the $25 fee to skip one loan payment each rolling 12 month period.6
Free financial coaching and referrals for retirement planning through Verity’s partner CUSO Financial Services, L.P.7
Get your finances on the right track for now and the long term with free consultations. Financial coaching and education is available in person or online, making it easy to dive in wherever you are. And you can meet with representatives with CUSO Financial Services, L.P. at any branch.
SPECIAL OFFERS FOR NONPROFIT ORGANIZATIONS
We agree that building strong and viable communities is important. So let Verity help grow your money so you can do more in the community.
Community-Impact Certificate of Deposit
24 months — 2.05% APY*
12 months — 2.15% APY
Community-Impact Money Market
$0 - $9,999 — 0.25% APY
$10,000 - $49,999 — 0.30% APY
$50,000 - $99,999 — 0.60% APY
$100,000 - $249,999 — 1.00% APY
$250,000+ — 1.00% APY
Offers available to current employees of 501(c)(3) organizations. Must show proof of employment to qualify when opening accounts or applying for loans. Rates and discounts current as of 5/1/19.
1A new member is someone who has not been an owner of a Prime Share Savings account within the previous 6 months. Youth memberships excluded from new member bonus.
2Limit of one rewards checking account (Cartwheel, Cash Back, or Velocity) per primary account holder. Monthly qualifications apply: complete 12 point-of-sale transactions, receive eStatements, primary account holder log in to online banking. If qualifications are met, you receive 4% cash back on the first $250 spent in debit transactions each month, plus refunds of all ATM fees. If qualifications are not met, you receive no cash back or ATM refunds. For full details, definition of terms and qualifications, visit veritycu.com/cashback.
3Journey Rewards bonus points will post automatically within 30 days after the fifth transaction. You will receive an introductory rate of 2.99% APR for the first 12 billing cycles. Your APR after the introductory period will be determined with Verity’s loan policy and your credit profile. For complete details, view or current fee schedule and read our Credit Card Agreement and Credit Card Rates and Related Disclosures document. For full details about the Journey Rewards program, visit veritycu.com/rewards.
4APR = Annual Percentage Rate. Discount not available on mortgages, home equity loans, Ready Money or credit cards. Discount of 0.10% on loans less than $25,000. Discount of 0.25% on loans of $25,000 or more. Additional discounts may be available for automatic payments, financing less than 80% loan-to-value and financing an EPA SmartWay Certified vehicle. Discounts available depend on loan type. Discounted rate cannot exceed lowest advertised rate on veritycu.com/rates. The APR will be determined in accordance with Verity’s loan policy and your credit profile.
5Mortgage incentive not available for refinancing of existing Verity loans. Only available for first mortgage loan. HomeAdvantage® Cash Rewards are awarded to buyers and sellers who select and use a real estate agent in the HomeAdvantage network. Cash Rewards amounts are dependent on the commissions paid to the HomeAdvantage network agent. Obtaining a mortgage or use of any specific lending institution is not a requirement to earn Cash Rewards. If you are obtaining a mortgage, Verity Credit Union may have specific rules on how Cash Rewards can be paid out. Cash Rewards are available in most states; however, are void where prohibited by law or by Verity Credit Union. Please consult with your Verity Credit Union representative for details that may affect you.
6Skip payments are not available on home equity loans, lines of credit or mortgages. There must be at least six payments to the loan before you are eligible for this benefit. Offer only available once every rolling 12-month period.
7Non-deposit investment products and services are offered through CUSO Financial Services, L.P. ("CFS"), a registered broker-dealer (Member FINRA/SIPC) and SEC Registered Investment Advisor. Products offered through CFS: are not NCUA/NCUSIF or otherwise federally insured, are not guarantees or obligations of the credit union, and may involve investment risk including possible loss of principal. Investment Representatives are registered through CFS. Verity Credit Union has contracted with CFS to make non-deposit investment products and services available to credit union members.
*APY = Annual Percentage Yield. Rates current as of 6/24/19. Community-Impact Money Market and CDs are only available to nonprofit 501(c)(3) organizations. To earn promotional rate, deposit must be new money to Verity. To open an account, the business or organization must have been formed in Washington state, hold a valid Washington state business license, more than half of the business’ principals are eligible for Verity membership and no publicly traded stock. Certificates of deposit accounts require $1,000 minimum opening deposit and must maintain balance of at least $1,000. CD will automatically renew at same term and rates will be in accordance to current rates at that date. Early withdrawal penalty of 180 days interest applies. Fees may reduce earnings. Certificate Truth in Savings Disclosure