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Business Certificates of Deposit (CDs)

BOOST EARNINGS WITH GUARANTEED RETURNS

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Choose the terms of your next investment:

  • Increase your rate of return with deposit tiers
  • Terms range from 30 days to five years
  • Higher rates on longer-term CDs

Get guaranteed returns, delivered on your terms.

CD SPECIAL - LIMITED TIME OFFER

Don't miss these special rates! They won't last long.

2.45% APY* for 25 months

2.25% APY for 13 months

*Minimum opening deposit of $1,000. Up to 50% of CD deposit can come from existing Verity accounts. To open an account, call us or stop by any Verity location.


Earn rates better than standard savings, guaranteed, thanks to this federally insured investment. Deposit tiers let you increase your earning potential even more — the bigger your balance, the better your rate. Set the date of your payday with terms ranging from 30 days to five years. Earn more, plan better, rest easy — choose your term today.

Certificate Benefits

  • Earn better-than-business-savings dividends
  • Higher rates on longer-term CDs
  • Fixed-rate returns, guaranteed for your entire term
  • Funds are NCUA insured for your protection

Certificate Features

  • Increase your rate of return according to three deposit tiers
  • Terms range from 30 days to 5 years
  • Early withdrawal penalties apply
  • Low $100 minimum deposit to open
Increase the Value of Your Investment with Deposit Tiers

Raise your rate of return according to three deposit tiers — the bigger your deposit, the better your rate.

  • Tier 3: $75,000+
  • Tier 2: $25,000 to $74,999.99
  • Tier 1: $1,000 to $24,999.99

*APY = Annual Percentage Yield. Rates accurate as of 12/1/18. To earn promotional rates on certificates of deposit, must have minimum opening deposit of $1,000 and maintain balance of at least $1,000. At least 50% of total deposit must be new money and not funds on deposit at Verity within the previous six months. Available for businesses or consumers. No public funds or IRA option. Fees may reduce earnings. 13-month certificate of deposit earns 2.25% APY, or a dividend rate of 2.23%, and will automatically renew to a standard 12-month certificate of deposit at maturity, unless otherwise notified. 25-month certificate of deposit earns 2.45% APY, or a dividend rate of 2.42%, and will automatically renew to a standard 24-month certificate of deposit at maturity, unless otherwise notified. Rates for renewed certificates will be in accordance to current rates at that date. Early withdrawal penalty of 180 days interest applies.