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Business Certificates of Deposit (CDs)

Choose the terms of your next investment:

  • Increase your rate of return with deposit tiers
  • Terms range from 30 days to five years
  • Higher rates on longer-term CDs

Get guaranteed returns, delivered on your terms.


2.15% APY** for 11 months

This CD is available for new and existing members. If you have funds at another financial institution where you aren't earning as much interest, this is a great opportunity to move that money to a short-term CD at Verity and earn 2.15% APY for 11 months.

2.45% APY** for 17 months

This certificate is an excellent option for those who would like to bring new money to Verity and earn more interest. This 17-month CD pays 2.45% APY and is available for 100% new money, with a cap of $50,000.

Both CD specials have a minimum opening deposit of $1,000. To open a certificate, open an account online, call us or visit any Verity location.

Earn rates better than standard savings, guaranteed, thanks to this federally insured investment. Deposit tiers let you increase your earning potential even more — the bigger your balance, the better your rate. Set the date of your payday with terms ranging from 30 days to five years. Earn more, plan better, rest easy — choose your term today.

Certificate Benefits
  • Earn better-than-business-savings dividends
  • Higher rates on longer-term CDs
  • Fixed-rate returns, guaranteed for your entire term
  • Funds are NCUA insured for your protection
Certificate Features
  • Increase your rate of return according to three deposit tiers
  • Terms range from 30 days to 5 years
  • Early withdrawal penalties apply
  • Low $100 minimum deposit to open

See Rates

Raise your rate of return according to three deposit tiers* — the bigger your deposit, the better your rate.

  • Tier 3: $75,000+
  • Tier 2: $25,000 to $74,999.99
  • Tier 1: $1,000 to $24,999.99

*Deposit tiers are only available for standard Certificates of Deposit and are not available for promotional CDs.

**APY = Annual Percentage Yield. Rates accurate as of 6/24/19. To earn promotional rate of 2.45% APY, or an interest rate of 2.42%, total deposit must be 100% new money and not funds on deposit at Verity in the previous six months. To earn promotional rate of 2.15% APY, or an interest rate of 2.13%, funds for deposit can be new or existing money on deposit at Verity. Both the 11-month and 17-month certificates of deposit will automatically renew to a standard 12-month certificate of deposit at maturity, unless otherwise notified. Rates for renewed certificates will be in accordance to current rates at that date. To earn either promotional rate, must have minimum opening deposit of $1,000 and maintain balance of at least $1,000. Maximum total deposit of $50,000 in the 17-month certificate, per member. Available for businesses, consumers and nonprofit organizations. No public funds or IRA option. Fees may reduce earnings. Early withdrawal penalty of 180 days interest applies. Account approval, qualifications, limits, enrollments and other requirements may apply.