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| About Velocity Checking | Terms and Conditions | FAQs | Switch Kit for New Account Numbers | Velocity Checking 101 *5.05% Annual Percentage Yield (APY) paid on balances between one penny and $40,000, and 1.00% APY paid on all amounts above $40,000 each cycle the minimum requirements are met. If you do not meet the requirements per cycle, your account will still function as a free checking account earning 0.10% APY; however, it will not receive ATM refunds for that time period. Rates effective June 1-30, 2008 and will adjust to 5.05% APY as of July 1, 2008. We may change the interest rate and APY at any time after the account is opened. No Minimum Balance Required. Available to Personal Accounts only. No monthly service charge. **ATM refunds up to $25 per cycle if requirements are met. |
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